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Insurance Blog

Is Having A Lower Health Insurance Deductible Worth It?

When you are shopping for health insurance, one important question to consider is whether to go with a high-deductible or low-deductible plan. Unfortunately, there is no blanket answer to that question. The best type of health insurance plan for you will depend on your individual needs. Why The Deductible Is An Important Factor In Choosing Health Insurance Most people shopping for health insurance look first...

How Do I Change My Life Insurance Beneficiary?

It is crucial to name a beneficiary on your life insurance policy. Otherwise, when you die, the policy becomes part of your estate and subject to probate. However, you may change your mind about who you want your beneficiary to be, in which case you have the right to change it. What Is The Process For Changing Beneficiaries On A Life Insurance Policy? In most...

Is An Animal Living Under Your Porch? Here’s What To Do Next

As a homeowner, you’ve probably entertained guests who overstayed their welcome. But unlike your in-laws or a former college roommate, an animal that’s made itself at home on your property has no intention of leaving. Some of the usual suspects include raccoons, opossums, woodchucks, skunks, or the occasional stray cat. And while they’re just looking for a safe place to call home, you’d probably prefer...

How Business Owners Package (BOP) Insurance Can Save You Money

Business owners package (BOP) insurance gives you several different insurance products rolled into one. Eligibility for this type of package can vary among providers. Purchasing BOP insurance can save your business money, as it is typically sold at a premium less than the total cost of individual coverages. What Does Business Owners Package Insurance Cover? BOP insurance can be individually-tailored to suit your business. Our...

What Benefits Should I Offer To Retain Top Talent?

As most HR professionals know, it is a job seeker's market today. The U.S. Bureau of Labor Statistics (BLS) reports an unemployment rate of only 3.7 percent as of July 2019. Savvy employers know that to attract and retain top talent, they need to offer an enticing group benefits package, in addition to competitive salaries. The following are some sought-after group benefits your company might...